Land Records

Mortgage

The document requires:

  • First party. (mortgagor, grantor, trustor) (KRS 382.200)
  • Second party (mortgagee, grantee, trustee) and their mailing address. (KRS 382.335 & KRS 382.430, 382.200)
  • Amount of the mortgage. (KRS 382.380, KRS 286.5-441)
  • Maturity date (except for revolving credit accounts which do not require a maturity date) relating to obligations, if the document states “due on demand” this requirement is satisfied. (KRS 382.330, KRS 382.380)
  • Legal Description of the property. (Loeb v Conley 169 S.W. 575, Common Law & OAG81-100)
    Source of title is required. (KRS 382.290(2))
  • Preparation statement. (KRS 382.335)
  • The clerk shall request a return mail address. (KRS 382.240)
  • Document must be: signed by the mortgagor(s) and the signature(s) acknowledged (notarized). (KRS 382.130).

Fee Schedule