Land Records

Subordination Agreement KRS 382.385

This document is recorded to establish the priority of mortgages and is filed in the Mortgage Book. This document is a written agreement between two lenders. 

The document requires:

  • Name of the subordinating lender. (KRS 382.200 & KRS 382.340)
  • Name and address of the superior lender. (KRS 382.200 & KRS 382.335)
  • Description of mortgage being subordinated, i.e. original mortgage book and page reference (sometimes the legal description is included, but not required. (Common Law and OAG 81-100)
  • Signature of the subordinating lender.
  • Signature must be notarized. (KRS 382.130)
  • Preparation statement. (KRS 382.335)
  • The clerk shall request a return mail address. (KRS 382.240)

Fee Schedule